Debit Cards
Safe. Convenient. Reliable.
You deserve a card that works the way you do. Enjoy a flexible and secure all-access pass to your checking and savings accounts.
The card works as an ATM card, but offers the added convenience of being able to use it virtually anywhere that VISA is accepted. Purchases are deducted from your checking account and receipts are given by the vendor for easy record keeping.
Your monthly checking statement lists every transaction, or you can view your transactions 24 hours a day via Online or Mobile Banking. Please allow 2-3 days for the transaction to post to your account.
Works like a check
Pays like a credit card - just swipe and sign
Secure EMV chip card
Funds come directly from your checking account
Accepted anywhere VISA™ is accepted
Obtain cash from any ATM with the VISA™ logo
All transactions on monthly statement
The ultimate in convenience
Securing your VISA Debit Card just got better!
You now have access to card control within online banking and EIFCU’s mobile app. Simply Freeze/Unfreeze your debit card from the palm of your hand! Remote Control Cards is an added benefit to our members to prevent unwanted transactions. With data breaches, skimming devices, and malware, our Debit Cards have become susceptible to unwanted transactions, which can cause our members added stress. While their card is turned OFF, our members can have peace of mind that there will be no unwanted transactions.
What should I do if my card is lost or stolen?
24/7 contact numbers are: VISA Debit Card 855-472-7382, ATM Card 855-472-7382, VISA Credit Card 855-511-8957
How can I find an ATM?
In addition to the ATM owned and operated by Eastern Indiana FCU, you can now access even more ATMs when you travel across town or across the country. Just look for the blue and white Alliance One logo on an ATM or click here to search for the nearest machine. ATMs in the Alliance One group won't surcharge you for access.
FAQs
How can i add a travel notification to my debit card?
If you’re traveling for business or going on a vacation outside your usual stomping grounds, don’t forget to notify Us to ensure that your debit card is ready to go when you are. Simply contact us at 765-529-6632 to place a travel notification and avoid a block on your card. Let Us know where you’ll be traveling, the dates, and what debit cards you’ll be using.
My Debit card is expiring, when can I expect a new card to arrive?
Replacement Visa debit cards are mailed approximately at the beginning of your expiration month as it is noted on your card. This is to provide adequate time for the card to arrive and ensure that it is activated prior to the expiration. Your current card is valid the entire month of the expiration month on your card.
How do I request a reissuance of my debit card?
You can visit our branch to have the card instantly issued to you.
what does ATM point of sale mean on my statement?
A Point-of-Sale transaction is one where you authorize funds to be immediately withdrawn from your checking account. For example, if you are at the gas station or the supermarket, and you make a purchase, you are making a -Point-of-Sale transaction.
credit vs. debit. What’s the difference?
Credit - Sign for Purchases
To ensure your purchase is protected, tell the cashier you want to sign for your purchase. Or, if there’s a PIN pad, swipe your card, press “credit” or “VISA debit” and sign. There’s no need to enter your PIN.
Debit - Use PIN for Cash Back
If you want cash back (available at many merchants), simply tell the cashier how much or, if there’s a PIN pad, swipe your card, press “debit” and enter your PIN.
Regardless of the payment type, the transaction amount is deducted from your checking account. Every transaction is detailed on your online account history and on your monthly statement.