Auto Loans & Motorcycles

We are more than just a pretty rate!

Why have your auto loan at eastern indiana federal credit union?

  • FEWER FEES: No application fee, processing fees, or annual fees

  • No penalty for early payoff

  • Easy in branch or online application process

  • Easy payment options including online payments

  • Up to 120% financing available

  • Flexible terms up to 84 months

  • Loan protection available (life & disability) available to most borrowers

  • GAP protection available at an affordable price to protect your investment

  • Skip A Payment available

  • Local decision, local servicing, from people you know and trust

  • Support our social purpose of “People helping people”

Preapproval

Whether you’ve already identified your dream car or you’re simply interested in know what you can afford, getting preapproved helps you shop with confidence. With a preapproval, you’ll walk into the dealership knowing your rate and maximum loan amount.

Call or email with questions, or Apply Now with our online loan application!

Financing at the Dealership

We know that you want to get a great deal, fast! We have partnered with several area dealerships to provide EIFCU members with “on-the-spot financing”. Let the dealer know that you want to finance with Us and you can get the same great loan rates and terms, right at the dealership!

  • Russ Hubler Chrysler, Dodge, Jeep, & Ram - New Castle

  • Stoops Automotive Group - Muncie

Refinance your current Auto Loan

Looking for a better rate and some extra savings? Get on the road to refinancing. With our low rates, now is a great time to refinance a loan you may have at another financial institution. There are no application fees or transfer fees, so why not take advantage of our great rates? Apply today and see how much you could save!

Loan Protection

Life is full of unexpected surprises! You never know what is going to happen next, which is why we want to make sure you are protected. We offer coverage for all the twists and turns in life. We offer GAP, credit life, and credit disability payment protection. Learn more.

Skip A Payment

Take a vacation from your loan payment. Learn more here.