Savings Rates


Certificate Rates

Effective March 1, 2019

Account Type Minimum APR*** APY***
6 Month Certificate $ 1000 0.25% 0.25%
12 Month Certificate $ 1000 0.35% 0.35%
18 Month Certificate $ 1000 0.50% 0.50%

*APR = Annual Percentage Rate
*APY = Annual Percentage Yield
*Rates subject to change without notice
*Share Certificates subject to early withdrawal penalty
Early Withdrawal Penalty: forfeit 90 days dividend.


Regular Shares/Club Accounts

Effective March 1, 2019

Account Type APR*** APY***
Regular Savings Account 0.03% 0.03%

*APR = Annual Percentage Rate
*APY = Annual Percentage Yield


IRA Accounts

Effective March 1, 2019

Account Type Minimum APR*** APY***
IRA Savings 0.05% 0.05%
12 Month IRA Certificate $ 1000 0.45% 0.45%
18 Month IRA Certificate $ 1000 0.60% 0.60%

*APR = Annual Percentage Rate
*APY = Annual Percentage Yield”
*Rates subject to change without notice
*IRA Certificates subject to early withdrawal penalty
Early Withdrawal Penalty: forfeit 90 days dividend.


***APR is Annual Percentage Rate. *** APY is Annual Percentage Yield. ALL RATES SUBJECT TO CHANGE AT DISCRETION OF BOARD OF DIRECTORS.