savings accounts provide competitive returns on your deposits.
FEDERALLY insured to at least $250,000 and backed by the full faith
credit of THE UNITED STATES GOVERNMENT.
are initially required to open a savings account with a minimum
deposit of $5.00 (one share). This makes you a part owner of the
Credit Union with all services you qualify for available to you.
service charge for active accounts.
find saving is easier with a convenient payroll deduction or direct
deposit of your net check.
FREE - No
monthly service charge if you Direct Deposit (EFT) your paycheck, pension
or Social Security payment or maintain a $400. minimum checking balance
daily or maintain a savings or certificate balance of $5,000. Otherwise
there is just a $3. per month service charge.
of every check you write.
- No per
deposit of $20.00 is required.
members ages 13 to 22. You will receive an EIFCU VISA debit card
with reduced limits. There is no monthly service charge until you
reach the age of 23 and then only assessed when applicable. In addition,
you will receive starter checks. *Members ages 13 to 17 will be required
to have a qualifying parent or guardian sign to accept responsibility.
- Free VISA
debit card with smart limits
- No monthly
service charge fees
- No minimum
or maximum balance fees
manage money through online & mobile
- Opt out
of paper statements and receive free eStatements
- Direct deposit
- First box
of checks free
ownership for parents
surcharge free ATMs using Alliance One network
Club - to be used for whatever purpose you might have.
Club - checks issued first week of October.
- 6 to
18 month terms.
can be compounded semi-annually or are available monthly, quarterly
or at maturity depending on the Member's desire.
Retirement Accounts (IRA’s):
- In addition
to our traditional IRA, we also offer a Roth IRA.
are paid quarterly.
- IRAs can
be established by any working member meeting eligibility criteria. This
is a sound way to save for retirement or education. It allows you to
accumulate savings with tax-deferred compounding of interest until the
money is withdrawn. A member can invest in the account on a yearly basis
up to a maximum limit set by the IRS.
- We offer
IRA Certificates, a great option for rollovers.