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Our savings accounts provide competitive returns on your deposits.

Deposit Insurance:

Your savings FEDERALLY insured to at least $250,000 and backed by the full faith and credit of THE UNITED STATES GOVERNMENT.

Savings Accounts:

  • You are initially required to open a savings account with a minimum deposit of $5.00 (one share). This makes you a part owner of the Credit Union with all services you qualify for available to you.
  • No service charge for active accounts.
  • You'll find saving is easier with a convenient payroll deduction or direct deposit of your net check.

Checking Accounts:

FREE - No monthly service charge if you Direct Deposit (EFT) your paycheck, pension or Social Security payment or maintain a $400. minimum checking balance daily or maintain a savings or certificate balance of $5,000. Otherwise there is just a $3. per month service charge.

  • Duplicates of every check you write.
  • No per check fee.
  • Monthly statements.
  • Initial deposit of $20.00 is required.


Starter Checking Accounts:

FREE! For members ages 13 to 22. You will receive an EIFCU VISA debit card with reduced limits. There is no monthly service charge until you reach the age of 23 and then only assessed when applicable. In addition, you will receive starter checks. *Members ages 13 to 17 will be required to have a qualifying parent or guardian sign to accept responsibility.

  • Free VISA debit card with smart limits
  • No monthly service charge fees
  • No minimum or maximum balance fees
  • Easily manage money through online & mobile banking access
  • Opt out of paper statements and receive free eStatements
  • Direct deposit available
  • First box of checks free
  • Joint ownership for parents
  • Find surcharge free ATMs using Alliance One network

Club Accounts:

  • Special Club - to be used for whatever purpose you might have.
  • Holiday Club - checks issued first week of October.


  • Maximize your earnings.
  • Competitive rates.
  • 6 to 18 month terms.
  • Dividends can be compounded semi-annually or are available monthly, quarterly or at maturity depending on the Member's desire.

Individual Retirement Accounts (IRA’s):

  • In addition to our traditional IRA, we also offer a Roth IRA.
  • Competitive rate.
  • Dividends are paid quarterly.
  • IRAs can be established by any working member meeting eligibility criteria. This is a sound way to save for retirement or education. It allows you to accumulate savings with tax-deferred compounding of interest until the money is withdrawn. A member can invest in the account on a yearly basis up to a maximum limit set by the IRS.
  • We offer IRA Certificates, a great option for rollovers.

© 2017 Eastern Indiana Federal Credit Union, 801 South Memorial Drive, New Castle, IN 47362, Phone: 765-529-6632, Toll Free: 866-529-6632. All Rights Reserved. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. Eastern Indiana Federal Credit Union respects your privacy.

Eastern Indiana Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 765-529-6632.

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency. Click here to learn more.We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. SSL